@import "https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Mono:wght@300;400;500&family=DM+Sans:wght@300;400;500;600&display=swap";:root{--bg:#0d0f14;--surface:#13161e;--surface2:#1a1e2a;--border:#252a38;--accent:#c8a96e;--accent2:#7eb8d4;--sac:#6edac8;--price:#d47eb8;--text:#e8e4dc;--muted:#7a8099;--danger:#e07070;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}*{box-sizing:border-box;margin:0;padding:0}body{background:var(--bg);color:var(--text);min-height:100vh;padding:0;font-family:DM Sans,sans-serif}body:before{content:"";pointer-events:none;z-index:0;opacity:.4;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");position:fixed;inset:0}.container{z-index:1;max-width:1500px;margin:0 auto;padding:40px 24px 60px;position:relative}header{border-bottom:1px solid var(--border);max-width:1100px;margin:0 auto 48px;padding-bottom:32px}.eyebrow{letter-spacing:3px;color:var(--accent);text-transform:uppercase;margin-bottom:12px;font-family:DM Mono,monospace;font-size:11px}h1{color:var(--text);text-wrap:balance;margin-bottom:12px;font-family:DM Serif Display,serif;font-size:clamp(28px,5vw,48px);line-height:1.1}h1 em{color:var(--accent);font-style:italic}.subtitle{color:var(--muted);font-size:14px;font-weight:300}.controls-grid{background:var(--surface);border:1px solid var(--border);border-radius:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin-bottom:32px;padding:28px;display:grid}.field{flex-direction:column;gap:8px;display:flex}label{letter-spacing:2px;text-transform:uppercase;color:var(--muted);font-family:DM Mono,monospace;font-size:10px}input[type=range]{appearance:none;background:var(--border);cursor:pointer;touch-action:manipulation;border-radius:2px;outline:none;width:100%;height:4px}input[type=range]:focus-visible{outline:2px solid var(--accent);outline-offset:4px;border-radius:2px}input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--accent);border:2px solid var(--bg);cursor:pointer;border-radius:50%;width:19px;height:19px;transition:transform .15s}input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.2)}input[type=range]::-moz-range-thumb{background:var(--accent);border:2px solid var(--bg);cursor:pointer;border-radius:50%;width:19px;height:19px}.range-val{color:var(--text);font-variant-numeric:tabular-nums;margin-top:4px;font-family:DM Mono,monospace;font-size:20px;font-weight:500}.range-val small{color:var(--muted);margin-left:4px;font-size:12px}.formalization-costs{background:var(--surface);border:1px solid var(--border);border-radius:16px;margin-bottom:32px;padding:24px}.costs-grid{grid-template-columns:1.5fr 1fr;align-items:flex-start;gap:24px;margin-top:20px;display:grid}.costs-inputs{flex-direction:column;gap:16px;display:flex}.formalization-costs .range-val{font-size:16px}.formalization-costs .range-val small{font-size:11px}.checkbox-field{cursor:pointer;color:var(--text);letter-spacing:0;text-transform:none;opacity:.85;align-items:center;gap:6px;margin-top:4px;font-family:DM Sans,sans-serif;font-size:11px;display:flex}.checkbox-field input[type=checkbox]{accent-color:var(--accent);width:11px;height:11px}.discount{color:var(--sac);margin-right:4px;font-weight:600}.label-hint{opacity:.6;margin-left:6px;font-size:11px;font-weight:400}.costs-summary{background:#0003;border:1px solid #ffffff0d;border-radius:12px;flex-direction:column;justify-content:flex-start;gap:12px;margin-top:-8px;padding:20px;display:flex}.summary-item{color:var(--muted);justify-content:space-between;align-items:center;font-size:14px;display:flex}.summary-item strong{color:var(--text);font-family:DM Mono,monospace;font-size:14px}.summary-total{border-top:1px solid var(--border);color:var(--accent);justify-content:space-between;align-items:center;margin-top:8px;padding-top:16px;font-size:16px;font-weight:600;display:flex}.summary-total strong{font-family:DM Mono,monospace;font-size:18px}.disclaimer{color:var(--muted);opacity:.8;margin-top:12px;font-size:11px;line-height:1.4}.summary-row{grid-template-columns:1fr 1fr;gap:20px;margin-bottom:32px;display:grid}.summary-card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:24px;position:relative}.summary-card.sac{border-top:3px solid var(--sac)}.summary-card.price{border-top:3px solid var(--price)}.card-label{letter-spacing:2px;text-transform:uppercase;color:var(--muted);margin-bottom:4px;font-family:DM Mono,monospace;font-size:10px}.card-system{margin-bottom:16px;font-family:DM Serif Display,serif;font-size:22px;display:inline-block;position:relative}.summary-card.sac .card-system{color:var(--sac)}.summary-card.price .card-system{color:var(--price)}.card-system[data-tip]{cursor:help;border-bottom:1px dashed;padding-bottom:1px}.card-system[data-tip]:after{content:attr(data-tip);background:var(--surface2);border:1px solid var(--border);color:var(--muted);white-space:normal;opacity:0;pointer-events:none;z-index:20;border-radius:8px;width:230px;padding:8px 12px;font-family:DM Sans,sans-serif;font-size:12px;font-weight:400;line-height:1.5;transition:opacity .15s ease-out;position:absolute;top:calc(100% + 10px);left:0;box-shadow:0 4px 16px #0006}.card-system[data-tip]:hover:after,.card-system[data-tip]:focus-visible:after{opacity:1}.card-metrics{grid-template-columns:1fr 1fr;gap:12px;display:grid}.metric-name{color:var(--muted);margin-bottom:2px;font-size:11px}.metric-val{color:var(--text);font-variant-numeric:tabular-nums;font-family:DM Mono,monospace;font-size:14px;font-weight:500}.metric-val.big{color:var(--accent);font-size:18px}.diff-badge{color:var(--accent);background:#c8a96e1a;border:1px solid #c8a96e33;border-radius:20px;margin-top:12px;padding:4px 10px;font-family:DM Mono,monospace;font-size:11px;display:inline-block}.chart-section{background:var(--surface);border:1px solid var(--border);border-radius:16px;margin-bottom:32px;padding:28px}.section-title{text-wrap:balance;margin-bottom:6px;font-family:DM Serif Display,serif;font-size:18px}.section-desc{color:var(--muted);margin-bottom:24px;font-size:12px}.chart-wrap{width:100%;height:180px;position:relative}canvas{display:block}.legend{flex-wrap:wrap;gap:20px;margin-top:16px;display:flex}.legend-item{color:var(--muted);align-items:center;gap:8px;font-size:12px;display:flex}.legend-dot{border-radius:50%;width:10px;height:10px}.table-section{background:var(--surface);border:1px solid var(--border);border-radius:16px;margin-bottom:32px;padding:28px}.tab-bar{background:var(--bg);border-radius:10px;gap:4px;width:fit-content;margin-bottom:20px;padding:4px;display:flex}.tab-btn{color:var(--muted);cursor:pointer;background:0 0;border:none;border-radius:8px;padding:8px 20px;font-family:DM Mono,monospace;font-size:12px;transition:background .2s,color .2s}.tab-btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.tab-btn:hover{background:#ffffff0d}.tab-btn.active{background:var(--surface2);color:var(--text)}.tab-btn.sac.active{color:var(--sac)}.tab-btn.price.active{color:var(--price)}.table-container{border:1px solid var(--border);-webkit-overflow-scrolling:touch;border-radius:8px;max-height:360px;overflow:auto}table{border-collapse:collapse;width:100%;min-width:480px;font-size:12px}thead th{background:var(--surface2);text-align:right;letter-spacing:1px;text-transform:uppercase;color:var(--muted);padding:10px 14px;font-family:DM Mono,monospace;font-size:10px;position:sticky;top:0}thead th:first-child{text-align:center}tbody tr{border-top:1px solid var(--border);transition:background .15s}tbody tr:hover{background:#ffffff05}tbody tr.year-marker{background:#c8a96e0a}td{text-align:right;color:var(--text);font-variant-numeric:tabular-nums;padding:9px 14px;font-family:DM Mono,monospace;font-size:12px}td:first-child{text-align:center;color:var(--muted);font-size:11px}.td-amort{color:var(--accent2)}.td-juros{color:var(--danger)}.td-prestacao{color:var(--text);font-weight:500}.td-saldo{color:var(--muted)}.explainer-grid{grid-template-columns:1fr 1fr;gap:20px;margin-bottom:32px;display:grid}.explainer-card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:24px}.explainer-card h3{margin-bottom:12px;font-family:DM Serif Display,serif;font-size:20px}.explainer-card.sac h3{color:var(--sac)}.explainer-card.price h3{color:var(--price)}.explainer-card p{color:var(--muted);margin-bottom:10px;font-size:13px;line-height:1.7}.pro-con{margin-top:14px}.pro-con-item{color:var(--muted);align-items:flex-start;gap:8px;margin-bottom:6px;font-size:12px;display:flex}.pro-con-item span:first-child{flex-shrink:0;margin-top:1px;font-size:14px}.btn-export{border:1px solid var(--border);background:var(--surface);color:var(--text);cursor:pointer;border-radius:8px;align-items:center;gap:6px;margin-left:auto;padding:8px 16px;font-family:DM Mono,monospace;font-size:12px;transition:all .2s;display:inline-flex}.btn-export:hover{background:var(--surface2);border-color:var(--accent);color:var(--accent)}.table-header-row{justify-content:space-between;align-items:center;margin-bottom:20px;display:flex}.table-header-row .tab-bar{margin-bottom:0}.page-layout{grid-template-columns:180px minmax(0,1fr) 180px;align-items:start;gap:24px;max-width:1460px;margin:0 auto;display:grid}.page-layout>main:only-child{grid-column:1/-1;width:100%;max-width:1100px;margin:0 auto}.main-content{min-width:0}.charts-row{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:32px;display:grid}.sidebar{flex-direction:column;gap:16px;display:flex;position:sticky;top:24px}.ads-container,.sidebar-ad{background:0 0;border-radius:12px;width:100%;overflow:hidden}.ads-container ins,.sidebar-ad ins{width:100%;display:block}.sidebar-ad{min-height:300px}.ads-container.banner{min-height:90px}.ads-container.rectangle{min-height:250px}.ads-container.in-content-ad{border-radius:8px;min-height:90px;margin:24px 0}@media (width<=1200px){.page-layout{grid-template-columns:1fr}.page-layout>main:only-child{max-width:1100px}.sidebar{display:none}}@media (width<=640px){.container{padding:24px 16px 120px}header{margin-bottom:28px;padding-bottom:20px}.controls-grid{grid-template-columns:1fr 1fr;gap:16px;padding:20px 16px}.range-val{font-size:17px}.summary-row{grid-template-columns:1fr;gap:12px}.card-metrics{grid-template-columns:1fr 1fr}.explainer-grid{grid-template-columns:1fr}.costs-grid{grid-template-columns:1fr;gap:24px}.formalization-costs{padding:20px 16px}.charts-row{grid-template-columns:1fr}.chart-section,.table-section{padding:20px 16px}.table-header-row{flex-direction:column;align-items:stretch;gap:10px}.btn-export{justify-content:center;margin-left:0;padding:12px 16px;font-size:13px}.faq-question{padding:16px 18px;font-size:13px}.faq-answer{padding:0 18px 16px}.modal-overlay{align-items:flex-end;padding:0}.modal-box{border-radius:20px 20px 0 0;width:100%;max-width:100%;padding:28px 20px 36px;animation:.25s slideUpMobile}@keyframes slideUpMobile{0%{transform:translateY(100%)}to{transform:translateY(0)}}}@media (width<=420px){.controls-grid,.card-metrics{grid-template-columns:1fr}}::-webkit-scrollbar{width:6px;height:6px}::-webkit-scrollbar-track{background:var(--bg)}::-webkit-scrollbar-thumb{background:var(--border);border-radius:3px}.faq-section{margin-bottom:32px}.faq-list{background:var(--surface);border:1px solid var(--border);border-radius:16px;overflow:hidden}.faq-item{border-bottom:1px solid var(--border)}.faq-item:last-child{border-bottom:none}.faq-question{width:100%;color:var(--text);text-align:left;cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:18px 24px;font-family:DM Sans,sans-serif;font-size:14px;font-weight:500;transition:background .15s;display:flex}.faq-question:hover{background:#ffffff05}.faq-chevron{color:var(--accent);flex-shrink:0;font-size:20px;transition:transform .2s}.faq-chevron.open{transform:rotate(90deg)}.faq-answer{padding:0 24px 18px;animation:.15s fadeIn}.faq-answer p{color:var(--muted);margin:0;font-size:13px;line-height:1.7}.content-section{background:var(--surface);border:1px solid var(--border);color:var(--muted);border-radius:16px;margin-bottom:32px;padding:36px 40px}.content-section h2{color:var(--text);text-wrap:balance;margin-bottom:16px;font-family:DM Serif Display,serif;font-size:22px;line-height:1.3}.content-section h3{color:var(--accent);text-wrap:balance;margin:28px 0 8px;font-family:DM Serif Display,serif;font-size:16px}.content-section p{color:var(--muted);max-width:72ch;font-size:14px;line-height:1.8}.content-section strong{color:var(--text);font-weight:500}@media (width<=640px){.content-section{padding:24px 20px}}.site-footer{border-top:1px solid var(--border);text-align:center;padding:32px 0 16px}.site-footer p{color:var(--muted);margin-bottom:8px;font-size:12px}.site-footer strong{color:var(--accent)}.disclaimer-banner{background:color-mix(in srgb, var(--accent) 8%, var(--surface));border:1px solid color-mix(in srgb, var(--accent) 20%, transparent);max-width:1100px;color:var(--muted);border-radius:6px;align-items:flex-start;gap:8px;margin:-32px auto 40px;padding:10px 16px;font-size:12px;line-height:1.5;display:flex}@media (width<=640px){.disclaimer-banner{margin-top:0;margin-bottom:24px}}.disclaimer-icon{color:var(--accent);flex-shrink:0;font-style:normal}.modal-overlay{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);z-index:100;background:#000000b3;justify-content:center;align-items:center;padding:24px;animation:.15s fadeIn;display:flex;position:fixed;inset:0}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.modal-box{background:var(--surface);border:1px solid var(--border);border-radius:20px;width:100%;max-width:420px;padding:36px 32px;animation:.2s ease-out slideUp;position:relative}@keyframes slideUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.modal-close{color:var(--muted);cursor:pointer;background:0 0;border:none;border-radius:6px;align-items:center;padding:4px;transition:color .15s,background .15s;display:flex;position:absolute;top:16px;right:16px}.modal-close:hover{color:var(--text);background:var(--surface2)}.modal-icon{width:52px;height:52px;color:var(--accent);background:#c8a96e1a;border:1px solid #c8a96e33;border-radius:14px;justify-content:center;align-items:center;margin-bottom:20px;display:flex}.modal-box h3{color:var(--text);margin-bottom:8px;font-family:DM Serif Display,serif;font-size:22px}.modal-box p{color:var(--muted);margin-bottom:20px;font-size:13px;line-height:1.6}.modal-field{flex-direction:column;gap:6px;margin-bottom:20px;display:flex}.modal-field label{letter-spacing:2px;text-transform:uppercase;color:var(--muted);font-family:DM Mono,monospace;font-size:10px}.modal-field input[type=email]{background:var(--surface2);border:1px solid var(--border);width:100%;color:var(--text);border-radius:10px;outline:none;padding:12px 14px;font-family:DM Sans,sans-serif;font-size:14px;transition:border-color .2s}.modal-field input[type=email]:focus{border-color:var(--accent)}.modal-field input[type=email]::placeholder{color:var(--muted)}.btn-modal-primary{background:var(--accent);color:#0d0f14;cursor:pointer;border:none;border-radius:10px;justify-content:center;align-items:center;gap:8px;width:100%;padding:12px 20px;font-family:DM Mono,monospace;font-size:13px;font-weight:500;transition:all .2s;display:flex}.btn-modal-primary:hover:not(:disabled){background:#d9bb7e}.btn-modal-primary:disabled{opacity:.6;cursor:not-allowed}.modal-error{color:var(--danger);font-size:12px;margin-bottom:12px!important}.modal-success{text-align:center;padding:8px 0}.modal-success-icon{margin-bottom:16px;font-size:40px}.modal-success h3,.modal-success p{text-align:center}.spin{animation:1s linear infinite spin}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}
